June 12, 2025 Current Affairs (English)

June 12, 2025 Current Affairs (English)

1. According to the RBI, a microfinance loan is defined as

a) A loan given with collateral up to ₹500,000
b) A collateral-free loan to households with annual income up to ₹300,000
c) A loan provided to women entrepreneurs only
d) A government-subsidized loan under SHG-BLP

Answer: b) A collateral-free loan to households with annual income up to ₹300,000

2. Which organization was the first registered Microfinance Institution (MFI) in India?

a) Sa-Dhan
b) Microfinance Institutions Network (MFIN)
c) Self-Employed Women’s Association (SEWA) Bank
d) NABARD

Answer: c) Self-Employed Women’s Association (SEWA) Bank

3. What percentage of microfinance loan borrowers in India are women (as of Dec 2023)?

a) 76%
b) 88%
c) 98%
d) 65%

Answer: c) 98%

4. What was the main reason for the Andhra Pradesh microfinance crisis in 2010?

a) Collapse of SHGs
b) Lack of RBI support
c) Over-lending, high interest rates, and coercive recovery practices
d) Demonetization

Answer: c) Over-lending, high interest rates, and coercive recovery practices

5. Which of the following states has the best SHG credit linkage as per the data?

a) Tamil Nadu
b) Bihar
c) Karnataka
d) West Bengal

Answer: c) Karnataka

6. Which of the following UNSC committees is Pakistan currently chairing?

a) 1267 Al Qaeda Sanctions Committee
b) 1988 Taliban Sanctions Committee
c) 1540 Non-Proliferation Committee
d) 1970 Libya Sanctions Committee

Answer: b) 1988 Taliban Sanctions Committee

7. Why was Pakistan’s appointment to the UNSC subsidiary bodies considered procedurally inevitable?

a) It was unanimously supported by P5 nations
b) Pakistan has veto power
c) All non-permanent UNSC members must chair at least one subsidiary body during their tenure
d) Pakistan applied for the position through the UN General Assembly

Answer: c) All non-permanent UNSC members must chair at least one subsidiary body during their tenure

8. What is the main concern for India regarding Pakistan’s upcoming UNSC Presidency in July 2025?

a) Power to override Security Council decisions
b) Ability to block India’s permanent membership
c) Procedural authority to convene informal consultations
d) Pakistan can blacklist Indian officials

Answer: c) Procedural authority to convene informal consultations

9. Which declaration was unanimously adopted during India’s Chairmanship of the CTC in 2022?

a) Islamabad Charter on Cyber Terrorism
b) Delhi Declaration on Emerging Tech and Terrorism
c) UNGA Resolution 1242
d) Kabul Protocol on Sanctions

Answer: b) Delhi Declaration on Emerging Tech and Terrorism

10. When was the Smart City Mission (SCM) launched by the Government of India?

a) 2013
b) 2014
c) 2015
d) 2016

Answer: c) 2015

11. What is the main purpose of creating Special Purpose Vehicles (SPVs) under SCM?

a) Monitor political funding
b) Enforce legal compliance
c) Implement smart city projects efficiently
d) Provide free urban Wi-Fi

Answer: c) Implement smart city projects efficiently

12. What is the equity sharing model of SPVs under the Smart City Mission?

a) 100% Central Government
b) 50:50 between Central Government and Private Sector
c) 50:50 between State Government/UT Administration and Urban Local Bodies (ULBs)
d) 70:30 between State Government and Central Government

Answer: c) 50:50 between State Government/UT Administration and Urban Local Bodies (ULBs)

13. What does PASSEX stand for in naval terminology?

a) Passive Security Exercise
b) Passage Exercise
c) Patrol Assessment Exercise
d) Pacific Strategic Exchange

Answer: b) Passage Exercise

14. Where was the India–UK PASSEX conducted?

a) Bay of Bengal
b) South China Sea
c) Arabian Gulf
d) North Arabian Sea

Answer: d) North Arabian Sea

15. Which aircraft used by India during PASSEX is known for long-range maritime surveillance?

a) Mirage 2000
b) Su-30 MKI
c) P-8I Poseidon
d) IL-76

Answer: c) P-8I Poseidon

16. PASSEX supports which key Indian maritime initiative?

a) SAGAR (Security and Growth for All in the Region)
b) Make in India Defence Drive
c) Project Varuna
d) Operation Sankalp

Answer: a) SAGAR (Security and Growth for All in the Region)

17. What is the new motto adopted by the Lokpal of India in 2025?

a) Satyameva Jayate
b) In Service of the People
c) Ma Gridhah Kasyasvid Dhanam
d) Empower Citizens, Expose Corruption

Answer: d) Empower Citizens, Expose Corruption

18. What was the old motto of the Lokpal of India before it was changed?

a) Truth Alone Triumphs
b) Do not be greedy for anyone’s wealth
c) Power to the People
d) Expose the Corrupt

Answer: b) Do not be greedy for anyone’s wealth (Ma Gridhah Kasyasvid Dhanam)

19. Where is the headquarters of the Lokpal of India located?

a) India Gate, New Delhi
b) Vasant Kunj, New Delhi
c) Hyderabad
d) Mumbai

Answer: b) Vasant Kunj, New Delhi

20. Who appoints the Chairperson and Members of the Lokpal?

a) Chief Justice of India
b) Prime Minister
c) Speaker of Lok Sabha
d) President of India

Answer: d) President of India